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Illustration by Betsy Kuruvilla

By: Roma Nayak

What’s Happening and What’s Ahead?

Unless you’ve been living in space, you know that the Coronavirus turned our world upside down. Forget everything you know about living and interacting with people in your everyday life because we’re living a “new normal” — wearing facemasks and maintaining six feet of distance between yourself and others are just some of the policies everyone must now abide by to stay safe. Emergently needing an effective way to curb the spread of this deadly virus that has devastated populations over the globe, developers have been tirelessly working to produce a vaccine on a very accelerated timeline. …


By : Johannah Hines

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Illustration by Betsy Kuruvilla

Investing was never discussed with me. My parents never took it upon themselves to teach me. My high school was very core-curriculum based and did not offer courses on basic economics or financial planning courses. Yet, all the men in my life knew every detail of the stock market. I remember hearing the boys in my classes talking about how their stocks were doing and what companies were on the rise, but never my girlfriends. I never invested because I never really understood what it meant. Even in pop culture, men on television were also depicted in fancy suits discussing market trends and stock prices as a stereotypical “male” conversation, yet a woman’s stereotypical conversation was always superficial topics.


By: Nistha Lohani

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Illustration by Betsy Kuruvilla

Two days ago, I was walking out of my apartment in New York City to go to the grocery store and buy ingredients for dinner. I grabbed my purse and thought to myself, “am I forgetting anything?” I double checked for my keys, wallet, phone, and even my chapstick and proceeded to walk out of my apartment, forgetting one simple yet crucial part of my everyday life: my face mask.

Eight months into the global pandemic, face masks have become the “new normal” in our society. Researchers have released extensive reports on the public health benefits of mask wearing: the piece of cloth can prevent the spread of Covid-19 by blocking the spread of respiratory droplets through coughs, sneezes, or even regular speech and lowering transmission rates. They stress that the more people wearing masks, the better it is for society, but for the naysayers who are still unconvinced by this public health argument, maybe a new economic discussion will be more compelling. …


By: Ariana Alvarez

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Illustration by Betsy Susan

I am very far from being an expert in investing, on the contrary, I’m quite a newbie. However, while watching the first (catastrophic) US Presidential Debate, the one thing that went around my mind was, “Oh my, where is my money going?”

Many people underestimate the importance of elections. Yes, voting is a human right, but it affects so much more — it’s not just about the future of law and policies, but also the future of our economy. …


Robo-advisors are on the rise. Here’s how they match up against the needs of women.

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Image source

Self-driving cars, non-human waiters, and robo bomb squads — just a few of the things illustrating the rise of a revolution characterized by automation. It follows that personal finance and investment would soon fall susceptible to the rise of the robot. Despite being virtually nonexistent six years ago, data gathered by InsideBitcoins suggests that the robo-advisor market in the United States will reach over $1 trillion (USD) this year. And by 2023? A staggering $1.5 trillion.

So what exactly is this latest robotic phenomenon?

Robo-advisors are automated digital platforms which offer algorithm-based investment services with little to no human instruction.


“Just 46 years ago, The Equal Credit Opportunity Act of 1974 finally allowed single women to access their own lines of credit. Now in 2020, with the help of cryptocurrency, we have the opportunity to allow access to financial freedom and independence to all that are underserved and underrepresented. Now is our chance to educate and to build a financial system for the future.”

Beth Kurteson, Managing Director of Operations, People Strategy and Growth, Gemini

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In the world we live in today, there are still 72 countries where women are prohibited or restricted from opening bank accounts or obtaining credit. …


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Image Source: Kipsu

It’s not uncommon to find sources telling you to ‘invest in X, Y, or Z’, but what does this really mean?

The title of this very post is a direct call to action to invest in women and women-backed initiatives. The implications here are twofold. For one, it could mean helping build a society where women have economic independence (i.e. enabling increases in female education, professional development opportunities, access to resources, and societal influence either directly or indirectly). It could also mean investing in female-founded startups and establishments to spread their influence and broaden their horizons. …


Amidst the pandemic, Tesla Stock’s growth is making headlines everyday. Why?

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By: Mei Kuo

On July 10, 2020, Tesla’s stock made history, reaching an all-time high that broke $1,000 per share. Since last year, its stock has increased 400% from a value of around $230 per share to what it is today: over $1,400 per share. This tremendous surge of growth has caught attention all over the world, inviting investors, journalists, and analysts to understand why the stock market’s spotlight has fallen on Tesla.


By : Emily Moore

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Many women fear investing. It’s a playing field that was originally played by a male team. Why is this the case? 73% of Women don’t believe they can accumulate 1 million in savings. But only 56% of men believe they can’t (Newsroom). However, women actually possess the skills and ‘temperament’ that makes investors succeed. Female investors are frequently more successful than male investors and while women shouldn’t lack the confidence to invest, being overconfident is harmful in investing anyway. That is why women shouldn’t let their lack of faith in their investing abilities hold them back.

Since women aren’t as sure of themselves and their investing strategies, they ask more questions. Women will admit what they don’t know. And women have less extreme investing styles. In fact, these calmer investing techniques helped women during the 2008 financial crisis. A study done by Hedge Fund Research, Inc. showed that women-managed funds experienced a drop of 9.61% compared to a 19.03% …


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Image Source:Wingate Avenue Community Center

Beginning a financial journey of any kind is always difficult. Some start investing and seeking security, others look towards budgeting or independence, and others yet just want to learn more and browse their options. Regardless of specifics, taking the leap is difficult.

The reasons for this include:

1) the sheer number of opinions and resources available all claiming to know the ‘secret to success’ and exactly what you should be doing.

2) the fear of messing up and making seemingly disastrous decisions.

3) the stigma around talking freely about money and being open with it.

The difficulty is exponentially worse for women, who historically have not been as immersed in and in control of finance-related matters. …

About

Alinea Invest

A lineā — We make responsible investing easy and social. Visit us at http://alinea-invest.com/

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